From your first click to funds in your account — here is every step explained clearly.
Use our free online calculator to estimate your monthly payment based on amount, duration and rate. No personal data required at this stage.
Browse our six loan products and select the one that matches your project: personal, mortgage, business, auto, micro-credit or student loan.
Prepare a valid ID, last 3 payslips or income proof, 3 months of bank statements and any project-specific document (quote, invoice, etc.).
Complete our secure online application in under 5 minutes. We only ask for the essential information needed to assess your file.
Attach your supporting documents digitally. All uploads are encrypted end-to-end and stored securely in compliance with GDPR.
You receive an immediate acknowledgement email with your unique reference number and an estimated processing timeline.
Our expert credit analysts review your profile, income, repayment capacity and project within 24 business hours.
A dedicated advisor calls you to confirm details, answer questions and finalise the terms of your offer.
You receive your decision by email and SMS. If approved, your personalised loan contract is sent for digital signature.
Review and sign your contract electronically at your convenience. Our e-signature solution is legally binding in France and the EU.
After signature, funds are transferred to your bank account within 24–48 business hours by SEPA bank transfer.
Repay via automatic monthly debit on the date of your choice. You can repay early at any time with no penalty or extra charges.
Prepare these documents before applying to speed up your file processing.
Complete your application in under 5 minutes — decision in 24 hours.